Updated: Thursday, April 25, 2019

5 DIY Things You Can Do Now to Lower Your Electric Bills This Summer
Written By: Jaymi Naciri

This year, wersquo;re concentrating on the DIY aspect of summer energy savings, so not only can you save a few bucks on an ongoing basis, but keep your cost low initially, as well. Here are 5 low-cost, high-impact changes you can make now.Practice good window covering managementSeems easy enough, right? You can make a big difference in the amoun...


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How Much Money Do You Need to Buy a Home?
Written By: David Reed

Your first stop is talking with your loan officer to find out which loan program best suits your needs and qualifications. For instance, if yoursquo;re eligible for a VA loan and you want to come to the closing table with as little cash as possible, the VA loan is likely your best choice. Therersquo;s no down payment required for a VA loan altho...


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Whats New in Residential Roofing Styles
Written By: Sean King

Knowing your options for residential roofing materials before repairs are needed also allows you to decide on the best choice for your home and then plan and budget for that new residential roof Check out whatrsquo;s new in residential roofing >Slate RoofingSlate roofing is valued for its durability and >Slate roofs are also very attractive, wit...


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New Program Allows Short-Term Rental Income to Be Used for Refinances
Written By: Jaymi Naciri

The new program, from Quicken Loans, uses ldquo;rental income earned through VRBO to be used to qualify for a mortgage refinance,rdquo; the lender said in a news >Typically, investment property income can help a borrowerrsquo;s debt-to-income ratio, but being able to show income from short-term rentals is a sign of the times. "Vrbo helps homeown...


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An Insiders Look at the Reality of Home Staging
Written By: Jaymi Naciri

But just how do those two contingents break down? The National Association of Realtors NAR 2019 Profile of Home Staging provides some insight. The study separated the study into three categories: Buyersrsquo; Agent Perspective, Sellersrsquo; Agent Perspective, and Buyer Expectations. Wersquo;re taking a closer look at the key points.Home Staging...


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What Is Considered an Official Mortgage Application?
Written By: David Reed

Lenders must also determine affordability. When issuing a preapproval letter, itrsquo;s typically after the borrower and the loan officer have had a conversation about monthly payments, down payments and closing costs. This prequalification is the result of a general conversation between the two regarding current credit status, employment, asset...


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The Biggest Hurdles When Renovating Old Homes and Buildings
Written By: James

Developers, home owners, and businesses alike all have a vested interest in purchasing the best properties within their budgets. Especially true in older communities and cities, a variety of high-quality buildings and homes can be found, many of which use more solid building >Youve probably heard the phrase ldquo;this home has good bones.rdquo; ...


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How to Determine a Sellers Market
Written By: Emily Benner - Red Barn Real Estate

What the Heck is a Sellers Market?There are no better words in the English dictionary that can make a home owner do their infamous happy dance than these four little words: ldquo;itrsquo;s a sellerrsquo;s marketrdquo;.Sohellip;.you askhellip;.how do you know if it really is a sellerrsquo;s market and what exactly does that mean?Irsquo;m going to...


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3 Ways to Reduce Your Closing Costs
Written By: David Reed

Saving up for a down payment is probably the biggest challenge, especially for first time home buyers, but closing costs also need to be addressed. Here are three ways buyers can reduce or eliminate these costs.The first way is to have your lender quote you an interest rate that provides a lender credit toward your closing costs. When your lende...


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Tips For Redecorating While On A Budget
Written By: Lindsey Patterson

ReuseBefore you start buying new furniture, bedding, and fixtures that will quickly eat through your budget, start by taking an inventory of what you already have. Think about ways that things can be reused. Simple furniture pieces can be painted or even just have the hardware changed out that will change the way a piece looks.Many types of furn...


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How to Scam-Proof Your Roof
Written By: Jaymi Naciri

Wersquo;re talking about those who show up at your door unannounced with an offer to check out your roof or repair/replace it for a price that seems too good to be true, and then run off with your money without fixing anythingmdash;or doing a shoddy job.ldquo;Some of the most unbelievable home improvement rip-offs come from scam-artists disguise...


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Do Energy-Efficient Windows Really Save You Money?
Written By: Luis Rios

An energy audit of your home is often the best option for evaluating your homersquo;s insulation and the efficiency of your major appliances, and your local utility companies can often arrange such an audit for you. However, note some vital information about new thermal windows and other energy-saving features in the home so that you can make th...


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Why Is Everyone Moving to Austin?
Written By: Jaymi Naciri

Migration to Austin has skyrocketed over the last decade; according to MagnifyMoney, ldquo;60 of the cityrsquo;s current residents moved here since 2010.rdquo; That increase in population has put pressure on housing, resulting in diminishing inventory and skyrocketing home prices. Yet, still they come. At a rate of nearly 150 people per daySo wh...


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Market Conditions Video
Written By: Realty Times Staff

    • Combines market statistics with animated charts to deliver exclusive market insights
    • Localized to your market by MLS area, zip code, city, county, and more
    • Automatically updates each month with new metrics

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5 Things That Can Do Double Duty When Cleaning Your House
Written By: Jaymi Naciri

Mr. Clean Magic ErasersDirty baseboards. Scuff marks on sneakers. Crayon or pen on painted walls. Shower scum. What do they all have in common? They can be cleaned with a Mr. Clean Magic Eraser. Theyrsquo;re good in a pinch and also as a regular addition to your cleaning regime, so do like we do and buy them in bulkDryer SheetsThe sheet that kee...


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Dealing with Bully Offers in a Hot Market
Written By: Jim Adair

Canadian real estate markets have generally cooled down during the last year, but there are always popular neighborhoods where bidding wars between buyers end up frustrating potential homeowners.Recently the Ontario Real Estate Association OREA called on the provincial government to outlaw the practice of ldquo;bully offersrdquo;, also known as ...


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Ask the HOA Expert: Welcome to the HOA Board
Written By: Richard Thompson

What does it mean to be on the board? You have made a commitment that you will serve the HOArsquo;s interests to the best of your ability, be fair on matters that come before the board, will do your best to preserve and enhance the values of the common areas and that you will spend money in a prudent manner. Being a director also means that you ...


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What Exactly is a Manual Underwrite?
Written By: David Reed

Today, loans are preapproved with an Automated Underwriting System, or AUS. When someone fills out an online application, the digital file is downloaded by the lender, reviewed and then entered into the AUS. This process is a rapid one, as the ldquo;findingsrdquo; of the submission are returned within a matter of moments. This speeds up the loan...


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Updated: Thursday, April 25, 2019

5 DIY Things You Can Do Now to...
This year, wersquo;re concentrating on the DIY aspect of summer ene...

How Much Money Do You Need to ...
Your first stop is talking with your loan officer to find out which...

Whats New in Residential Roofi...
Knowing your options for residential roofing materials before repai...

Copyright ©2019Realty Times®. All Rights Reserved

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